Services
First-Time Home Buyers​
Are you looking to buy your first home? We understand that this is a big decision and we're here to help you navigate the process. Our team will guide you through every step, from finding the right property to securing the best financing options.
Get ahead in the home buying process with our pre-approval services. Knowing how much you can afford gives you the confidence to make offers and negotiate effectively. Let us assist you in obtaining pre-approval for your home loan.
A reverse mortgage allows Canadian homeowners aged 55 and older to turn a portion of that untapped equity into tax-free cash.
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· Borrow up 59% of your home’s value
· No monthly mortgage payments required (but can be made, if you choose)
· You are a home owner, aged 55 or older
· Your home is the principal residence for at least 6 months of the year
· Qualify amount depends on your age, home value , and location
· Receive your rax-free funds as a lump sum or over time?
How can you use a reverse mortgage?
· Enhance retirement to cash flow
· Pay off mortgage and other debts
· Manage the rising cost of living
· Cover unexpected costs
· Gift money to family
· Purchase another property
· Renovate your home
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What are the benefits of reverse mortgage?
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· Access to tax free cash (with no impact on government or pension income)
· No ongoing payments required
· Keep your home as long as you’d like
· No negative equity guaranteed-never owe more then your home's value
· Mortgage terms won’t change should one of the borrowers pass away
